How to Use PayJustNow at Checkout — Step by Step
How to Use PayJustNow at Checkout — Step by Step
PayJustNow is one of the easiest ways to shop online in South Africa — but if you've never used it before, the checkout process might feel unfamiliar. This step-by-step guide walks you through exactly how to use PayJustNow at checkout at Perfect Dealz, from adding items to your cart all the way through to completing your order and tracking your payments.
The whole process takes just a few minutes, and once you've registered, future checkouts with PayJustNow are even faster. Here's everything you need to know.
📋 Table of Contents
1. Before You Start — What You Need
Before using PayJustNow at checkout for the first time, make sure you have the following ready:
A valid South African ID number · A Visa or Mastercard debit or credit card · An active South African mobile number · An email address · A minimum order value (check PayJustNow's current minimum at checkout)
If you've used PayJustNow before at any other store, you can log in with your existing account — you don't need to register again. Your PayJustNow account works across all PayJustNow stores in South Africa, including Perfect Dealz.
2. How to Use PayJustNow at Checkout — Step by Step
Follow these steps to complete your first PayJustNow purchase at Perfect Dealz:
Browse and Add Products to Your Cart
Shop as you normally would on perfectdealz.co.za. Browse any category — Furniture, Electronics, Home & Living, or any other department — and add the items you want to your cart.
Proceed to Checkout
When you're ready, click the cart icon and select "Proceed to Checkout". Enter your delivery details — your name, address, and contact information — and move to the payment step.
Select PayJustNow as Your Payment Method
On the payment page, you'll see PayJustNow listed as a payment option. Select it and you'll be redirected to the PayJustNow platform to complete your application or log in to your existing account.
Register or Log In to PayJustNow
First-time users will need to register — enter your South African ID number, mobile number, and card details. Returning users simply log in. Approval typically takes just a few minutes.
Review Your Instalment Breakdown
PayJustNow will show you exactly how your payment will be split — the first instalment due today, and the two remaining payments due 30 and 60 days later. Review the amounts and confirm.
Pay Your First Instalment
Your first payment — one third of the total order value — is deducted from your card at checkout. Once this is processed, your order is confirmed and will be prepared for dispatch.
Receive Your Order Confirmation
You'll receive an order confirmation from Perfect Dealz by email, along with tracking information once your order has been dispatched. Your remaining two PayJustNow payments will be collected automatically on their due dates.
💡 Pro Tip: Screenshot your instalment schedule after checkout so you know exactly when each payment will be deducted from your card.
3. First-Time Users — Registering with PayJustNow
If this is your first time using PayJustNow, the registration process is quick and straightforward. You'll be asked to provide your South African ID number, a valid mobile number for OTP verification, and your debit or credit card details. There is no credit check involved — PayJustNow uses its own approval process based on your profile information.
Most first-time applicants are approved within minutes. Once approved, your PayJustNow account is active and ready to use not just at Perfect Dealz, but at any other participating PayJustNow stores across South Africa.
💡 Good to Know: Your PayJustNow spending limit may increase over time as you build a track record of successful payments. Stick to your payment schedule and your limit will grow.
4. What Happens After Checkout
Once your order is placed and your first PayJustNow instalment has been processed, here's what to expect:
Your order is confirmed immediately and enters our fulfilment process. Perfect Dealz will dispatch your order and send you tracking details by email. Your second instalment is automatically deducted from your card 30 days after your purchase date, and your third and final instalment is collected 60 days after purchase. You don't need to do anything — the payments happen automatically as long as your card has sufficient funds on the due dates.
If a payment fails for any reason, PayJustNow will contact you directly to resolve the issue. To avoid this, make sure your card remains active and has the necessary funds available on each payment date.
5. Tips for a Smooth PayJustNow Experience
Keep your card details up to date
If your card expires or changes between instalments, update your payment details in your PayJustNow account as soon as possible to avoid any failed payments.
Only spend what you can comfortably repay
PayJustNow is interest-free, but you're still committing to two future payments. Make sure the total order value is something you can comfortably manage over the 60-day payment window.
Use it for considered purchases
PayJustNow works best for planned purchases where splitting the cost makes sense — think furniture, electronics, or larger home essentials rather than impulse buys.
Check your payment dates
Log in to your PayJustNow account anytime to see your upcoming payment schedule. Being aware of your payment dates helps you plan your budget accordingly.
Ready to try PayJustNow? Start shopping at Perfect Dealz and split your first purchase into 3 interest-free instalments.
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